Many business owners may have given personal guarantees or even used their residential homes as security so the loss of the person or persons who have guaranteed a loan can be particularly serious for a business and also adversely affect the owners dependants.

Similarly if finance has come from a directors loan account their estate may demand repayment of the loan on their death. Business loan protection can provide the funds to ensure that these outstanding loans can be repaid in full should the guarantor die and/or suffer a critical illness.

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